:root{--primary-green: #06715C;--dark-green: #055a48;--accent-gold: #CFAE45;--light-gold: #E0C55A;--dark-gold: #B8962E;--text-dark: #212121;--text-medium: #455A64;--text-muted: #757575;--bg-cream: #FDF9F3;--bg-white: #FFFFFF;--border-light: #EEEEEE;font-family:DM Sans,system-ui,sans-serif;line-height:1.5;font-weight:400;color:var(--text-dark);background-color:var(--bg-cream);font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}*{box-sizing:border-box}body{margin:0;min-width:320px;min-height:100vh}h1,h2,h3{font-family:Playfair Display,Georgia,serif}.app{min-height:100vh}.hero-odr{margin-top:1.5rem}.odr-link{display:inline-flex;align-items:center;gap:.5rem;background:var(--primary-green);color:#fff;padding:.75rem 1.5rem;border-radius:8px;text-decoration:none;font-weight:600;transition:all .3s ease;border:2px solid var(--accent-gold)}.odr-link:hover{background:var(--dark-green);transform:translateY(-2px);box-shadow:0 4px 12px #06715c4d}.odr-icon{font-size:1.2rem}.odr-text{font-size:1rem}.top-bar{position:fixed;top:0;left:0;right:0;z-index:101;background:var(--dark-green);padding:.5rem 2rem;border-bottom:1px solid rgba(255,255,255,.1)}.top-bar-content{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:flex-end;gap:2rem;flex-wrap:wrap}.top-bar-item{display:flex;align-items:center;gap:.5rem;color:#ffffffe6;font-size:.85rem}.top-bar-item svg{width:16px;height:16px;stroke:var(--accent-gold)}.header{position:fixed;top:40px;left:0;right:0;z-index:100;padding:1rem 2rem;display:flex;align-items:center;justify-content:space-between;background:linear-gradient(180deg,#06715cf2,#06715cd9);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.logo-img{width:40px;height:40px;object-fit:contain;border-radius:8px}.logo-text{font-weight:700;font-size:1.25rem;letter-spacing:.08em;color:#fff}.nav-links{display:flex;align-items:center;gap:2rem}.nav-links a{color:#ffffffe6;text-decoration:none;font-weight:500;font-size:.95rem;transition:color .2s}.nav-links a:hover{color:var(--light-gold)}.logo{display:flex;align-items:center;gap:.5rem;color:#fff;font-weight:700;font-size:1.25rem;letter-spacing:.08em;text-decoration:none}.logo svg{width:28px;height:28px}.nav-cta{padding:.5rem 1.25rem;background:linear-gradient(135deg,var(--light-gold) 0%,var(--accent-gold) 50%,var(--dark-gold) 100%);color:var(--text-dark);font-weight:600;font-size:.875rem;border:none;border-radius:999px;cursor:pointer;text-decoration:none;transition:transform .2s,box-shadow .2s}.nav-cta:hover{transform:translateY(-1px);box-shadow:0 4px 16px #cfae4566}.header-actions{display:flex;align-items:center;gap:.75rem}.nav-cta-login{background:#fff;color:var(--primary-green)}.hero-login-btn{display:inline-block;margin-top:1.75rem;padding:.95rem 2.6rem;background:linear-gradient(135deg,var(--light-gold) 0%,var(--accent-gold) 50%,var(--dark-gold) 100%);color:var(--text-dark);font-weight:800;font-size:1.2rem;border-radius:999px;text-decoration:none;box-shadow:0 8px 24px #cfae4559}.hero-login-btn:hover{transform:translateY(-2px)}.hero{padding:10rem 2rem 6rem;text-align:center;background:linear-gradient(180deg,var(--primary-green) 0%,var(--dark-green) 100%);color:#fff;position:relative;overflow:hidden}.hero-image-container{max-width:900px;margin:0 auto 2rem;border-radius:16px;overflow:hidden;box-shadow:0 20px 60px #0000004d}.hero-img{width:100%;height:auto;display:block;object-fit:cover}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 50%,rgba(207,174,69,.15) 0%,transparent 50%),radial-gradient(circle at 80% 80%,rgba(255,255,255,.05) 0%,transparent 40%);pointer-events:none}.hero-content{position:relative;max-width:720px;margin:0 auto}.hero h1{font-size:clamp(2.25rem,5vw,3.5rem);font-weight:700;margin:0 0 1rem;line-height:1.15;letter-spacing:-.02em}.hero-tagline{font-size:clamp(1rem,2vw,1.25rem);opacity:.9;margin:0 0 2rem;line-height:1.6}.hero-sub{font-size:.95rem;opacity:.8;max-width:560px;margin:0 auto}.about{padding:4rem 2rem;background:linear-gradient(180deg,var(--bg-cream) 0%,var(--bg-white) 100%);position:relative}.about:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 70% 30%,rgba(207,174,69,.08) 0%,transparent 50%),radial-gradient(circle at 20% 70%,rgba(6,113,92,.05) 0%,transparent 40%);pointer-events:none}.about-content{max-width:800px;margin:0 auto;position:relative;z-index:1}.about h2{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.5rem);color:var(--primary-green);text-align:center;margin:0 0 2rem;font-weight:700;position:relative}.about h2:after{content:"";position:absolute;bottom:-.75rem;left:50%;transform:translate(-50%);width:80px;height:3px;background:linear-gradient(90deg,var(--accent-gold) 0%,var(--dark-gold) 100%);border-radius:2px}.about-text{background:var(--bg-white);border-radius:16px;padding:2rem;box-shadow:0 8px 32px #00000014;border:1px solid var(--border-light);position:relative;overflow:hidden}.about-text:before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background:linear-gradient(180deg,var(--accent-gold) 0%,var(--dark-gold) 100%)}.about-text p{color:var(--text-medium);font-size:clamp(1rem,2vw,1.125rem);line-height:1.8;margin:0;font-weight:400;text-align:justify}.about-grid{display:grid;grid-template-columns:1fr 2fr;gap:3rem;align-items:center;justify-items:center}.about-founder{display:flex;flex-direction:column;align-items:center;gap:1rem}.founder-image-box{width:250px;height:250px;border:3px solid black;border-radius:8px;overflow:hidden;box-shadow:0 8px 32px #0003}.founder-image-box img{width:100%;height:100%;object-fit:cover;display:block}.founder-name{text-align:center;font-size:1.25rem;color:var(--primary-green)}.founder-name strong{font-weight:700}.about-image{border-radius:16px;overflow:hidden;box-shadow:0 8px 32px #0000001a}.about-image img{width:100%;height:auto;display:block;object-fit:cover}@media(max-width:768px){.about-grid{grid-template-columns:1fr;gap:2rem}.about-founder{order:-1}.founder-image-box{width:200px;height:200px}.about-image{order:-1;max-width:400px;margin:0 auto}.disclaimer-list{gap:.75rem}.disclaimer-link{padding:1rem 1.25rem;font-size:1rem}}.services{padding:5rem 2rem;background:linear-gradient(180deg,var(--bg-white) 0%,var(--bg-cream) 100%);position:relative}.services-content{max-width:1100px;margin:0 auto}.services h2{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.5rem);color:var(--primary-green);text-align:center;margin:0 0 .5rem;font-weight:700}.services-subtitle{text-align:center;color:var(--text-medium);font-size:1.125rem;margin:0 0 3rem}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem;margin-bottom:4rem}.service-card{background:#fff;border-radius:16px;padding:2rem;box-shadow:0 4px 24px #0000000f;border:1px solid var(--border-light);transition:transform .2s,box-shadow .2s}.service-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px #06715c1f}.service-card h3{font-size:1.25rem;font-weight:600;color:var(--primary-green);margin:0 0 1rem}.service-card p{color:var(--text-medium);font-size:.95rem;line-height:1.6;margin:0}.services-download{background:linear-gradient(135deg,var(--primary-green) 0%,var(--dark-green) 100%);border-radius:24px;padding:3rem;text-align:center;color:#fff}.services-download h3{font-family:Playfair Display,Georgia,serif;font-size:1.75rem;margin:0 0 .75rem}.services-download>p{opacity:.9;margin:0 0 2rem;font-size:1.05rem}.contact{padding:5rem 2rem;background:linear-gradient(180deg,var(--bg-cream) 0%,var(--bg-white) 100%);position:relative}.contact-content{max-width:1100px;margin:0 auto}.contact h2{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.5rem);color:var(--primary-green);text-align:center;margin:0 0 .5rem;font-weight:700}.contact-subtitle{text-align:center;color:var(--text-dark);font-size:1.5rem;font-weight:600;margin:0 0 .5rem}.contact-description{text-align:center;color:var(--text-medium);font-size:1.05rem;margin:0 0 3rem}.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem}.contact-card{background:#fff;border-radius:16px;padding:2rem;box-shadow:0 4px 24px #0000000f;border:1px solid var(--border-light);text-align:center;transition:transform .2s,box-shadow .2s}.contact-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px #06715c1f}.contact-icon{width:56px;height:56px;background:linear-gradient(135deg,#06715c1f,#06715c0f);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 1rem;color:var(--primary-green)}.contact-icon svg{width:24px;height:24px}.contact-card h4{font-size:1.15rem;font-weight:600;color:var(--text-dark);margin:0 0 .75rem}.contact-card p{color:var(--text-medium);font-size:.95rem;line-height:1.6;margin:0 0 .25rem}.contact-card a{display:block;color:var(--primary-green);text-decoration:none;font-weight:500;margin:0 0 .25rem;transition:color .2s}.contact-card a:hover{color:var(--dark-green);text-decoration:underline}.blog{padding:5rem 2rem;background:linear-gradient(180deg,var(--bg-white) 0%,var(--bg-cream) 100%);position:relative}.blog-content{max-width:1100px;margin:0 auto}.blog h2{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.5rem);color:var(--primary-green);text-align:center;margin:0 0 3rem;font-weight:700}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:2rem}.blog-card{background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 4px 24px #0000000f;border:1px solid var(--border-light);transition:transform .2s,box-shadow .2s;cursor:pointer}.blog-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px #06715c1f}.blog-thumbnail{height:200px;overflow:hidden;background:linear-gradient(135deg,var(--primary-green) 0%,var(--dark-green) 100%);position:relative}.blog-thumbnail img{width:100%;height:100%;object-fit:cover;transition:transform .3s}.blog-card:hover .blog-thumbnail img{transform:scale(1.05)}.blog-info{padding:1.5rem}.blog-info h3{font-size:1.25rem;font-weight:600;color:var(--text-dark);margin:0 0 .75rem}.blog-info p{color:var(--text-medium);font-size:.95rem;line-height:1.6;margin:0 0 1rem}.blog-preview{display:-webkit-box;-webkit-line-clamp:4;line-clamp:4;-webkit-box-orient:vertical;overflow:hidden;text-overflow:ellipsis;max-height:6.4em;line-height:1.6}.blog-read-more{background:var(--primary-green);color:#fff;border:none;padding:.5rem 1rem;border-radius:6px;font-weight:500;cursor:pointer;transition:background .2s}.blog-read-more:hover{background:var(--dark-green)}.modal-overlay{position:fixed;inset:0;background:#000c;display:flex;align-items:center;justify-content:center;z-index:1000;padding:2rem}.modal-content{background:#fff;border-radius:16px;max-width:800px;width:100%;max-height:90vh;overflow-y:auto;position:relative}.modal-close{position:absolute;top:1rem;right:1rem;background:var(--bg-cream);border:none;width:40px;height:40px;border-radius:50%;font-size:1.5rem;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s;z-index:1}.modal-close:hover{background:var(--border-light)}.modal-header{padding:2rem 2rem 1rem;border-bottom:1px solid var(--border-light)}.modal-image{width:100%;height:300px;object-fit:cover;border-radius:8px;margin-bottom:1.5rem}.modal-header h2{font-family:Playfair Display,Georgia,serif;font-size:2rem;color:var(--primary-green);margin:0}.modal-body{padding:2rem}.modal-body p{color:var(--text-medium);font-size:1.05rem;line-height:1.8;margin:0 0 1rem}.modal-body p:last-child{margin-bottom:0}.disclaimers{padding:5rem 2rem;background:linear-gradient(180deg,var(--bg-cream) 0%,var(--bg-white) 100%);position:relative}.disclaimers-content{max-width:800px;margin:0 auto}.disclaimers h2{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.5rem);color:var(--primary-green);text-align:center;margin:0 0 3rem;font-weight:700}.disclaimer-list{display:flex;flex-direction:column;gap:1rem}.disclaimer-item{background:#fff;border:2px solid var(--primary-green);border-radius:12px;overflow:hidden;transition:all .2s}.disclaimer-item:hover{transform:translateY(-2px);box-shadow:0 8px 32px #06715c1f}.disclaimer-link{display:block;padding:1.25rem 1.5rem;color:var(--text-medium);text-decoration:none;font-weight:500;font-size:1.05rem;transition:color .2s}.disclaimer-link:hover{color:var(--primary-green)}.app-download{padding:4rem 2rem;background:linear-gradient(135deg,var(--primary-green) 0%,var(--dark-green) 100%);color:#fff;text-align:center;position:relative;overflow:hidden}.app-download:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 30% 20%,rgba(255,255,255,.1) 0%,transparent 50%),radial-gradient(circle at 70% 80%,rgba(207,174,69,.15) 0%,transparent 40%);pointer-events:none}.app-download-content{max-width:800px;margin:0 auto;position:relative;z-index:1}.app-download h2{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.75rem);font-weight:700;margin:0 0 1rem;line-height:1.2}.app-download-subtitle{font-size:clamp(1.25rem,2.5vw,1.5rem);font-weight:600;margin:0 0 1.5rem;opacity:.95;color:var(--light-gold)}.app-download-description{font-size:clamp(1rem,2vw,1.125rem);line-height:1.7;margin:0 0 2.5rem;opacity:.9;max-width:600px;margin-left:auto;margin-right:auto}.app-download-buttons{display:flex;gap:1.5rem;justify-content:center;align-items:center;flex-wrap:wrap}.app-download-btn{display:flex;align-items:center;gap:.75rem;padding:.875rem 1.5rem;background:#fffffff2;color:var(--text-dark);text-decoration:none;border-radius:12px;font-weight:500;transition:all .3s ease;box-shadow:0 4px 16px #0003;border:1px solid rgba(255,255,255,.2);min-width:200px;justify-content:flex-start}.app-download-btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px #0000004d;background:#fff}.app-download-btn.app-store:hover{box-shadow:0 8px 24px #0000004d,0 0 20px #007aff4d}.app-download-btn.play-store:hover{box-shadow:0 8px 24px #0000004d,0 0 20px #43b5344d}.app-download-icon{width:32px;height:32px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.app-download-icon svg{width:100%;height:100%}.app-download-text{display:flex;flex-direction:column;align-items:flex-start}.app-download-small{font-size:.75rem;font-weight:400;line-height:1.2;opacity:.8}.app-download-large{font-size:1.125rem;font-weight:600;line-height:1.2;margin-top:2px}.features{padding:5rem 2rem;max-width:1100px;margin:0 auto}.features h2{text-align:center;font-size:clamp(1.75rem,3vw,2.25rem);color:var(--primary-green);margin:0 0 3rem}.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}.feature-card{background:var(--bg-white);border-radius:16px;padding:1.75rem;box-shadow:0 4px 24px #0000000f;border:1px solid var(--border-light);transition:transform .2s,box-shadow .2s}.feature-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px #06715c1f}.feature-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#06715c1f,#06715c0f);border-radius:12px;margin-bottom:1rem;color:var(--primary-green)}.feature-icon svg{width:24px;height:24px}.feature-card h3{font-size:1.15rem;font-weight:600;color:var(--text-dark);margin:0 0 .5rem}.feature-card p{font-size:.95rem;color:var(--text-medium);margin:0;line-height:1.55}.cta{padding:4rem 2rem;text-align:center;background:linear-gradient(135deg,#cfae451f,#cfae450d)}.cta h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--primary-green);margin:0 0 .75rem}.cta p{color:var(--text-medium);margin:0 0 1.5rem;max-width:480px;margin-left:auto;margin-right:auto}.cta-buttons{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.cta-btn{padding:.75rem 1.5rem;font-size:1rem;font-weight:600;border-radius:999px;cursor:pointer;text-decoration:none;transition:transform .2s,box-shadow .2s;display:inline-flex;align-items:center;gap:.5rem}.cta-btn-primary{background:linear-gradient(135deg,var(--primary-green) 0%,var(--dark-green) 100%);color:#fff;border:none}.cta-btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 24px #06715c59}.cta-btn-secondary{background:#fff;color:var(--primary-green);border:2px solid var(--primary-green)}.cta-btn-secondary:hover{background:var(--primary-green);color:#fff;transform:translateY(-2px)}.footer{background:linear-gradient(135deg,var(--dark-green) 0%,var(--primary-green) 50%,var(--dark-green) 100%);color:#fffffff2;position:relative;overflow:hidden}.footer:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 20%,rgba(207,174,69,.1) 0%,transparent 50%),radial-gradient(circle at 80% 80%,rgba(255,255,255,.05) 0%,transparent 40%);pointer-events:none}.footer-content{max-width:1200px;margin:0 auto;padding:3rem 2rem 2rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:2.5rem;position:relative;z-index:1}.footer-section{display:flex;flex-direction:column;gap:1rem}.footer-section h3{font-family:Playfair Display,Georgia,serif;font-size:1.25rem;font-weight:600;color:var(--light-gold);margin:0 0 .5rem;position:relative;padding-bottom:.75rem}.footer-section h3:after{content:"";position:absolute;bottom:0;left:0;width:40px;height:2px;background:var(--accent-gold);border-radius:1px}.compliance-info p,.bank-info p{margin:.25rem 0;line-height:1.5;font-size:.9rem}.compliance-info strong,.bank-info strong{color:#fff;font-weight:600}.tech-statement{font-style:italic;color:#ffffffd9;margin-top:.5rem!important;padding-top:.5rem;border-top:1px solid rgba(255,255,255,.1)}.payment-warning{background:#cfae4526;border-left:3px solid var(--accent-gold);padding:.75rem;border-radius:4px;margin-top:1rem!important;font-size:.85rem!important;color:#ffffffe6}.quick-links{display:flex;gap:1.5rem}.link-column{display:flex;flex-direction:column;gap:.5rem}.link-column a{color:#ffffffd9;text-decoration:none;font-size:.9rem;transition:all .2s;position:relative;padding-left:.5rem}.link-column a:before{content:"›";position:absolute;left:0;color:var(--light-gold);transition:transform .2s}.link-column a:hover{color:var(--light-gold);transform:translate(3px)}.link-column a:hover:before{transform:translate(2px)}.footer-link{color:var(--light-gold)!important;text-decoration:underline!important}.footer-link:hover{color:#fff!important}.contact-info{display:flex;flex-direction:column;gap:.75rem}.contact-item{display:flex;align-items:flex-start;gap:.75rem;font-size:.9rem;line-height:1.4}.contact-item svg{width:16px;height:16px;color:var(--light-gold);margin-top:2px;flex-shrink:0}.contact-item a{color:var(--light-gold);text-decoration:none;transition:color .2s}.contact-item a:hover{color:#fff;text-decoration:underline}.contact-item span{color:var(--light-gold)}.footer-bottom{background:#0003;padding:1.5rem 2rem;text-align:center;border-top:1px solid rgba(255,255,255,.1);position:relative;z-index:1}.footer-bottom p{margin:.25rem 0;font-size:.85rem;color:#fffc;max-width:none}.copyright{color:var(--light-gold)!important;font-weight:500}@media(max-width:768px){.top-bar{padding:.5rem 1rem}.top-bar-content{justify-content:center;gap:1rem}.top-bar-item span{font-size:.75rem}.header{top:60px;padding:.75rem 1rem;flex-wrap:wrap}.header-actions{margin-left:auto}.nav-links{display:none}.hero{padding:8rem 1rem 4rem}.services-download{padding:2rem 1.5rem}.blog-grid{grid-template-columns:1fr}.modal-overlay{padding:1rem}.modal-content{max-height:95vh}.modal-header{padding:1.5rem 1.5rem 1rem}.modal-body{padding:1.5rem}.modal-image{height:200px}.modal-header h2{font-size:1.5rem}.footer-content{grid-template-columns:1fr;gap:2rem;padding:2rem 1rem 1.5rem}.quick-links{flex-direction:column;gap:1rem}.footer-section h3{font-size:1.1rem}.footer-bottom{padding:1rem}.about{padding:3rem 1rem}.about-text{padding:1.5rem}.about-text p:first-child:first-letter{font-size:2.5rem;margin-right:.4rem}.features,.livestream-section{padding:3rem 1rem}.livestream-content h2{font-size:1.75rem}}.livestream-section{padding:5rem 2rem;background:linear-gradient(135deg,var(--dark-green) 0%,var(--primary-green) 100%);color:#fff}.livestream-content{max-width:1200px;margin:0 auto;text-align:center}.livestream-content h2{font-size:2.25rem;font-weight:700;margin-bottom:.5rem}.livestream-subtitle{font-size:1.125rem;color:#fffc;margin-bottom:2rem}.livestream-container{position:relative;padding-bottom:56.25%;height:0;overflow:hidden;border-radius:12px;box-shadow:0 20px 40px #0000004d;max-width:900px;margin:0 auto}.livestream-container 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2rem;padding-bottom:1rem;border-bottom:2px solid var(--primary-green)}.back-link{color:var(--primary-green);text-decoration:none;font-weight:500;font-size:1rem;margin-bottom:1rem;display:inline-block;transition:color .2s}.back-link:hover{color:var(--dark-green)}.refund-header h1{font-family:Playfair Display,Georgia,serif;font-size:clamp(2rem,4vw,2.5rem);color:var(--primary-green);margin:0;font-weight:700}.refund-content{max-width:1000px;margin:0 auto;color:var(--text-medium);font-size:1.05rem;line-height:1.8}.refund-section{background:#fff;padding:2rem;border-radius:12px;box-shadow:0 4px 24px #0000000f;border:1px solid var(--border-light);margin-bottom:1.5rem;transition:transform .2s,box-shadow .2s}.refund-section:hover{transform:translateY(-2px);box-shadow:0 8px 32px #06715c1f}.refund-section h2{color:var(--primary-green);font-family:Playfair Display,Georgia,serif;font-size:1.5rem;margin:0 0 1rem;font-weight:700;border-bottom:2px solid var(--accent-gold);padding-bottom:.5rem}.refund-section p{margin:0;line-height:1.8}.refund-section p strong{color:var(--text-dark);font-weight:600}.refund-section a{color:var(--primary-green);text-decoration:underline;font-weight:500}.refund-section a:hover{color:var(--dark-green)}.refund-footer{background:var(--bg-cream);padding:2rem;border-radius:12px;margin-top:2rem;border:1px solid var(--border-light);text-align:center}.refund-footer p{margin:.5rem 0;color:var(--text-medium)}.refund-footer a{color:var(--primary-green);text-decoration:underline;font-weight:500}.refund-footer a:hover{color:var(--dark-green)}@media(max-width:768px){.refund-policy-page{padding:1rem}.refund-header h1{font-size:1.5rem}.refund-section{padding:1.5rem}.refund-section h2{font-size:1.3rem}.refund-content{font-size:1rem}.refund-footer{padding:1.5rem}}:root{--eq-green: #06715c;--eq-green-dark: #055a48;--eq-green-soft: rgba(6, 113, 92, .08);--eq-gold: #cfae45;--eq-gold-light: #e0c55a;--eq-gold-dark: #b8962e;--eq-text: #212121;--eq-slate: #455a64;--eq-muted: #757575;--eq-bg: #f4f6f5;--eq-white: #ffffff;--eq-border: #e6ebe9}.user-app{min-height:100vh;background:var(--eq-bg);color:var(--eq-text);font-family:DM Sans,system-ui,sans-serif}.user-app h1,.user-app h2,.user-app h3{font-family:DM Sans,system-ui,sans-serif;letter-spacing:-.02em}.user-auth-page{min-height:100vh;background:linear-gradient(180deg,var(--eq-green) 0%,var(--eq-green-dark) 100%);display:flex;align-items:center;justify-content:center;padding:32px 16px}.user-auth-card{width:100%;max-width:420px;background:var(--eq-white);border-radius:24px;padding:32px 24px;box-shadow:0 20px 40px #0000001f}.user-auth-card img{width:72px;height:72px;border-radius:16px;display:block;margin:0 auto 16px}.user-auth-card h1{text-align:center;margin:0 0 8px;color:var(--eq-green)}.user-auth-card p.sub{text-align:center;color:var(--eq-slate);margin:0 0 24px}.user-auth-card label,.user-form label{display:block;font-size:13px;font-weight:600;color:var(--eq-slate);margin-bottom:4px}.user-auth-card input,.user-app input,.user-app select,.user-app textarea{width:100%;border:1px solid var(--eq-border);border-radius:12px;padding:12px 14px;font-size:16px;font-family:inherit;background:#fff;color:var(--eq-text);margin-top:6px}.user-app input:focus,.user-app select:focus,.user-app textarea:focus{outline:2px solid rgba(6,113,92,.25);border-color:var(--eq-green)}.user-app input:disabled{background:#f3f5f4;color:var(--eq-muted)}.user-btn{width:100%;border:none;border-radius:12px;padding:14px 16px;font-weight:700;cursor:pointer;font-size:15px;font-family:inherit}.user-btn-primary{background:var(--eq-green);color:#fff}.user-btn-gold{background:linear-gradient(135deg,var(--eq-gold-light),var(--eq-gold),var(--eq-gold-dark));color:var(--eq-text)}.user-btn-outline{background:#fff;color:var(--eq-green);border:1.5px solid var(--eq-green)}.user-btn-ghost{background:transparent;color:var(--eq-green)}.user-btn-danger{background:#fff;color:#c62828;border:1px solid #ffcdd2;margin-top:8px}.user-btn:disabled{opacity:.6;cursor:not-allowed}.user-error{color:#b71c1c;background:#fdecea;border-radius:12px;padding:10px 12px;font-size:14px;margin:0 0 12px}.user-success{color:#1b5e20;background:#e8f5e9;border-radius:12px;padding:10px 12px;font-size:14px;margin:0 0 12px}.user-shell{display:flex;flex-direction:column;min-height:100vh}.user-topbar{background:var(--eq-green);color:#fff;display:flex;align-items:center;justify-content:space-between;padding:12px 16px;position:sticky;top:0;z-index:20}.user-brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700}.user-topbar img{width:36px;height:36px;border-radius:8px}.user-topbar-profile{display:flex;align-items:center;gap:8px;color:var(--eq-gold);font-weight:700;text-decoration:none;max-width:46%}.user-topbar-profile span:last-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.user-page{flex:1;padding:20px 16px 112px;max-width:760px;margin:0 auto;width:100%}.user-page-head{margin-bottom:20px}.user-kicker{margin:0 0 4px;color:var(--eq-gold-dark);font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.user-page h1{margin:0 0 8px;font-size:28px;color:var(--eq-green-dark)}.user-lede{margin:0;color:var(--eq-slate);font-size:15px;line-height:1.5}.user-section{margin-top:8px}.user-section h2{margin:20px 0 12px;font-size:15px;color:var(--eq-slate);text-transform:uppercase;letter-spacing:.06em}.user-card{background:#fff;border-radius:20px;padding:20px;margin-bottom:14px;border:1px solid var(--eq-border);box-shadow:0 8px 20px #06715c0d}.user-card h3{margin:0 0 4px}.user-card .meta{color:var(--eq-slate);font-size:12px;font-weight:700}.user-group-card-top{display:flex;align-items:flex-start;gap:12px}.user-group-copy{flex:1;min-width:0}.user-group-mark{width:44px;height:44px;border-radius:14px;background:var(--eq-green-soft);color:var(--eq-green);display:grid;place-items:center;font-weight:800;flex-shrink:0}.user-group-desc{color:var(--eq-muted);font-size:14px;line-height:1.5;margin:12px 0 16px}.user-group-card .user-btn{margin-top:4px}.user-group-card.is-joined{border-color:#06715c40}.user-price{display:flex;flex-direction:column;background:linear-gradient(135deg,var(--eq-gold-light),var(--eq-gold),var(--eq-gold-dark));color:#fff;border-radius:12px;padding:8px 10px;font-weight:800;text-align:center;min-width:76px;font-size:16px}.user-price small{font-size:9px;font-weight:600;opacity:.9;margin-top:2px}.user-quote{margin:12px 0 0;font-weight:700;color:var(--eq-green-dark)}.user-nav{position:fixed;left:0;right:0;bottom:0;background:#fff;border-top:1px solid var(--eq-border);display:grid;grid-template-columns:repeat(5,1fr);padding:6px 4px calc(8px + env(safe-area-inset-bottom));z-index:20}.user-nav a{text-align:center;text-decoration:none;color:var(--eq-muted);font-size:10px;font-weight:700;display:flex;flex-direction:column;align-items:center;gap:4px;padding:6px 2px}.user-nav a.active{color:var(--eq-green)}.user-overlay{position:fixed;inset:0;background:#00000073;z-index:40;display:flex;align-items:center;justify-content:center;padding:16px}.user-modal{background:#fff;border-radius:20px;padding:24px;width:min(520px,100%);max-height:90vh;overflow:auto}.user-modal h2{margin:0 0 8px;color:var(--eq-green-dark)}.user-modal-actions{display:grid;gap:8px;margin-top:16px}.user-digio-frame{position:fixed;inset:0;z-index:50;background:#fff}.user-digio-close{position:absolute;top:8px;right:8px;width:auto;z-index:2;background:#fff}.user-digio-frame iframe,.user-digio-frame .digio-host{width:100%;height:100%;border:0}.user-chat{display:flex;flex-direction:column;min-height:100vh}.user-chat-log{flex:1;overflow:auto;padding:16px 16px 24px}.user-msg{background:#fff;border-radius:18px;padding:16px;margin:0 auto 14px;max-width:560px;border:1px solid rgba(207,174,69,.35);box-shadow:0 8px 18px #0000000a}.user-msg p{margin:12px 0 0;line-height:1.5}.user-msg time{display:block;margin-top:12px;font-size:11px;color:var(--eq-muted)}.user-msg-badge{display:inline-block;background:#cfae4529;color:var(--eq-gold-dark);border-radius:999px;padding:4px 10px;font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.user-msg-trade.buy{border-color:#43a047}.user-msg-trade.sell{border-color:#e53935}.user-trade{margin-top:14px;text-align:center}.user-trade-side{display:inline-block;border-radius:8px;padding:4px 10px;font-size:12px;font-weight:800;margin-bottom:8px}.user-trade-side.buy{background:#43a04729;color:#2e7d32}.user-trade-side.sell{background:#e5393524;color:#c62828}.user-trade strong{display:block;font-size:18px}.user-trade-levels{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:8px;font-size:13px;color:var(--eq-slate)}.user-chat-notice{padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:#f7f4ea;color:var(--eq-slate);font-size:13px;text-align:center;border-top:1px solid var(--eq-border)}.user-badge{display:inline-block;background:#2e7d3226;color:#2e7d32;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:700;flex-shrink:0}.user-empty{background:#fff;border-radius:20px;padding:32px 20px;text-align:center;color:var(--eq-slate);border:1px dashed var(--eq-border)}.user-empty h3{margin:0 0 8px}.user-empty-chat{margin-top:48px}.user-avatar{display:grid;place-items:center;border-radius:50%;background:linear-gradient(135deg,var(--eq-gold-light),var(--eq-gold-dark));color:#fff;font-weight:800}.user-avatar-sm{width:28px;height:28px;font-size:11px;flex-shrink:0}.user-avatar-lg{width:64px;height:64px;font-size:22px}.user-profile-hero{display:flex;gap:16px;align-items:flex-start;margin-bottom:20px}.user-pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}.user-pill{border-radius:999px;padding:4px 10px;font-size:12px;font-weight:700}.user-pill.ok{background:#e8f5e9;color:#1b5e20}.user-pill.wait{background:#fff8e1;color:#f9a825}.user-pill.bad{background:#fdecea;color:#c62828}.user-pill.muted{background:#eceff1;color:var(--eq-slate)}.user-profile-card{padding:8px 20px 20px}.user-form-section{padding:16px 0;border-bottom:1px solid var(--eq-border)}.user-form-section:last-of-type{border-bottom:none}.user-form-section-head{margin-bottom:12px}.user-form-section-head h3{margin:0 0 4px;font-size:16px;color:var(--eq-green-dark)}.user-form-section-head p{margin:0;font-size:13px;color:var(--eq-muted)}.user-form-grid{display:grid;gap:14px}.user-embed{padding:0;overflow:hidden}.user-embed iframe{width:100%;height:360px;border:0;display:block}.user-blog-img{width:100%;border-radius:12px;margin-bottom:12px}.user-busy-overlay{z-index:60}.user-busy-card{background:#fff;border-radius:16px;padding:24px 28px;text-align:center;min-width:220px}.user-spinner{width:28px;height:28px;border:3px solid var(--eq-border);border-top-color:var(--eq-green);border-radius:50%;margin:0 auto 12px;animation:user-spin .8s linear infinite}@keyframes user-spin{to{transform:rotate(360deg)}}@media(min-width:720px){.user-form-grid{grid-template-columns:1fr 1fr}.user-form-span{grid-column:1 / -1}.user-page{padding-top:28px}}